[pct-l] WARNING...PCT Women Are Better Financial Planners

[Reinhold Metzger]

Yes Switchback,
There is no question, women are far superior Financial Planers than men.
Gorp was extremely lucky, for had she taken the other route she might now
be Gorp's "widow".

That is why I always advise my buddies not to carry a high Life Insurance
Policy,.... to prevent being worth more dead than alive to their spouses.

Of course folks like..."You and I"...are priceless (they just don't 
make'm like
us anymore), and we don't have to worry about being over insured.

But there are some folks, on this list, that are at risk because it 
would not
take much for them to be over insured.
I could name a few, but that would start a flame war.

It would not take a lot of "rat poison" in a Mountain House freeze dry 
to do
the trick.
And, since "rat poison" is cheap, you can see why it would not take much
for some folks on this list to be over insured.

That is why I always advise my buddies to make sure that their life 
insurance
policy has a "Second to Die" clause, in which case the policy will pay the
death benefit only upon the death of the second spouse.

This way my buddies don't have to worry about being over insured and their
wives slipping "rat poison" into their Mountain House freeze dry.


JMT Reinhold
Financial Planer
The Reinhold Institute of Financial Planing
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Switchback wrote:
One day one of Grizzly’s single hiking buddies, Gorp, got good news and
was explaining it to him down at the local PCT trail town saloon.
His widowed father was sickly and elderly and Gorp was the only child.
He worked for his father in the nearby city.
Then a few days earlier his father told him he would inherit $65 
million, when
he passed on.
Gorp was beyond excitement.
He decided he needed a wife to and a family to share his life and 
fortune with.
Several days later while Grizzly, Gorp, and other hikers where at the 
saloon
eating hot pizza and drinking cold brew.
All at once in comes a group of female PCT thru-hikers.
Gorp immediately spots one who is the most beautiful women he has ever 
seen.
She has perfect hiker tan, figure, and long hair.
Her natural beauty was breath-taking.
The women sit down at a large table and order pizza.
All at once the hiker Gorp is captivated by gets up to walk over to the 
bar.
Gorp immediately sees his chance.
He goes over to her and says, “I may look like just an ordinary man, but 
in just a
few years, my father will die, and I'll inherit $65 million dollars.”
He then explains the story.
He could tell she was very impressed as she asked lots of questions and he
then gave her his business card.

A week later she became his stepmother.