[pct-l] health/travel insurance while hiking

[rtjhunt at comcast.net (Rick Hunt)]

You might want to check out Access America Travel insurance for $254 per 
year.  It is suppose to be good for medical care if you have an injury or 
have things stolen  while travelling. They even cover helicopter 
evacuations.   The requirement is that you have to be travelling at least 
100 miles from home to qualify as a traveller.  I use this when I travel 
internationally.  But recently I sprained my ankle on the PCT near Jackson 
Gap and had to go to the ER and then get a rental car to get home.  I had my 
departure Amtrak ticket from Dunsmuir and return ticket from Portland to 
Seattle as proof of my "travel" status.  I have 90 days to file the claim 
and intend to submit all of the expenses that my Blue Cross/Shield doesn't 
cover including my hotel stay and rental car costs.  We'll see if they cover 
all of this.

Hoov
----- Original Message ----- 
From: "Aaron Doss" <aarondoss@gmail.com>
To: <pct-l@mailman.backcountry.net>
Sent: August 10, 2005 4:42 PM
Subject: [pct-l] health/travel insurance while hiking


I am a long time lurker here, my wife and I are planning to thru-hike
the PCT next year, and we are really getting excited about it.  But
one thing I am not excited about is the prospect of searching for
health insurance.  Especially since my wife had some, non serious,
"pre-existing" conditions (I hate that phrase!).  From what I
understand most individual insurance plans will not cover someone with
pre-existing conditions, even if the "conditions" are from years ago.

We are currently on a group plan with my employer; I will be resigning
next spring and thus be off our group insurance.  Going without
insurance is not an option for us.

Some questions for previous hikers who some type of insurance:

    - What did you do for insurance?

    - How much did it cost?

    - Were you covered equally in all CA, OR and WA?

     - Did you have "pre-existing" conditions?

I hope that no one turns this into a health insurance debate/flame war.

Thanks,

Aaron
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