[pct-l] Medical coverage

[Don Billings]

You can buy high deductible "catastrophic" medical insurance which only covers you above a certain dollar threshold. That would be the cheapest route, I think.

i.e. if you break a leg, it probably wouldn't cover the medical ER bill. But IF you broke your back and required months long in hospital care, it would 
cover the bill above a certain threshold such as maybe above $25,000.

The deductible amount is always the key to cheaper rates. Even on your car. Raise your deductible and it lowers your cost.

I'd also buy a policy that provides for emergency evacuation i.e. helicopter. Those rides are thousands of dollars all by themselves.






----- Original Message ----
From: Kathryn Doiron <kdoiron at gmail.com>
To: pct-l at backcountry.net
Sent: Wed, January 27, 2010 6:25:06 AM
Subject: [pct-l] Medical coverage

We are planning to do our thru-hike this year and didn't want to be
without medical coverage, but looking around this is really expensive
to do without a work sponsored plan.  What are people using and how
can we avoid breaking the bank.  We don't want to pay high premiums on
insurance but neither do we want to be uncovered and have an expensive
accident.

Any suggestions/help appreciated

kathryn
_______________________________________________
Pct-l mailing list
Pct-l at backcountry.net
To unsubcribe, or change options visit:
http://mailman.backcountry.net/mailman/listinfo/pct-l

List Archives:
http://mailman.backcountry.net/pipermail/pct-l/


__________________________________________________
Do You Yahoo!?
Tired of spam?  Yahoo! Mail has the best spam protection around 
http://mail.yahoo.com