[pct-l] Travelers cheques/checks

[Roland Horth]

I doubt there would be any issues...the worst case would be getting calls
from collection agencies (if something went wrong) and dealing with
collecting their mail.  One alternative I just thought of would be to use a
mailboxes etc. or the equivalent, as they do this all the time...so I guess
you would be at no more risk than they are.  I would have offered the same
to Craig...but I'll be hiking the PCT this year (and therefore homeless).

On 4/9/07, dsaufley at sprynet.com <dsaufley at sprynet.com> wrote:
>
> Does anyone out there know what the consequences would/could be for
> offering our address to be utilized by hikers needing a U.S. address to
> open a bank account?  I'd like to offer this, but am not sure what the
> implications might be.
>
> L-Rod
>
>
> -----Original Message-----
> >From: Roland Horth <roland at evolutionzdesign.com>
> >Sent: Apr 9, 2007 1:30 PM
> >To: Craig Stanton <craigstanton at mac.com>, pct-l at backcountry.net
> >Subject: Re: [pct-l] Travelers cheques/checks
> >
> >Craig, I also got hit with lots of fees while traveling with my NZ credit
> >card (and my eftpos too, which I did use in a number of countries,
> National
> >Bank eftpos worked, Kiwi Bank did not).  I think the only way to keep
> from
> >getting hit too hard is to either use travelers checks or look into
> opening
> >a US account with a credit/debit card attached to it...but for that you'd
> >probably need a US address and then do a wire transfer.  The HSBC idea
> might
> >not be a bad one in NZ...maybe open a foreign currency account with a
> card
> >from them? It's funny reading the American replies...they have no idea
> how
> >banking works in New Zealand.  Cheers, Roland feesOn 4/9/07, Craig
> Stanton <
> >craigstanton at mac.com> wrote:
> >>
> >> Wow, that got a lot of advice just during my drive to work. Thanks to
> all
> >> those who emailed me off list too.
> >>
> >> Something to explain. Since I don't have an American bank account I
> don't
> >> think my debit-card is any use over there. In NZ we have a system
> called
> >> Eftpos (Electronic Funds Transfer at Point of Sale) and that isn't
> going to
> >> work in the American ATMs. It is unfortunately standard for the banks
> here
> >> to charge a fee for foreign-exchange, even though it is all electronic
> and
> >> they don't have to handle different sorts of cash :-(
> >>
> >> And something to ask. I would never have thought of useing travelers
> >> cheques at a regular shop. When I have used them in Europe you need to
> find
> >> an official place, a bank or Bureau De Change, that takes the cheques,
> takes
> >> your passport, makes sure you are the person in the picture and the
> cheques
> >> have your passport number in them and then gives you cash. Regular
> stores
> >> can't do this because how whould they then turn your cheque into their
> bank
> >> account?
> >>
> >> And really, they refuse to take $50s? Isn't it legal tender so they
> have
> >> to take it? I sure am glad I asked this question. Sure I'd have some
> small
> >> change but I figured bigger notes meant less paper. Do the ATMs give
> out
> >> large bills so I'll have to find some kind local business to change the
> >> notes when ever I get cash out?
> >>
> >> ~Craig
> >>
> >>
> >> On Tuesday, April 10, 2007, at 07:50AM, "Jeff Moorehead" <
> >> jeffmoorehead1 at cox.net> wrote:
> >> >
> >> >Craig,
> >> > I also thought it would be a good idea to carry travelers checks
> instead
> >> of
> >> >cash. This had worked well in the past, but unfortunately modern
> society
> >> has
> >> >replaced them with the check/ATM card. Most places would eventually
> take
> >> the
> >> >traveller's checks and  regard them with a "same as cash" status, but
> it
> >> >always took the approval of the manager because most people didn't
> know
> >> what
> >> >a traveler's check was. However, I learned from a few of the more
> savvy
> >> >establishments that check fraud is an issue here, what with these
> >> >'new-fangled' scanners and printers. Think about it, when was the last
> >> time
> >> >you saw Carl Muldon saying "don't leave home without them"? I fear
> they
> >> may
> >> >have gone the way of the saber tooth cat...
> >> >Whiptail
> >> >
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